Carry Go Pay
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Cross-border payments to Africa

Send money home.
Fast, secure, done.

Move money from South Africa, the UK and the US into Nigeria, Ghana, Malawi, Zimbabwe and DR Congo β€” verified, tracked, and delivered to the people who matter.

Get startedSee how it works
Powered byIdentity by YouverifyPayments via Flutterwave & Verto
πŸ‡ΏπŸ‡¦β†’πŸ‡³πŸ‡¬Nigeria
Deliveredin minutes
πŸ‡ΏπŸ‡¦β†’πŸ‡¬πŸ‡­Ghana
Deliveredin minutes
πŸ‡ΏπŸ‡¦β†’πŸ‡ΏπŸ‡ΌZimbabwe
Deliveredin minutes
Live corridors

Where your money goes

Seven routes open at launch, with more on the way. Each one is verified end to end and settled through our licensed payment partners.

Live
πŸ‡ΏπŸ‡¦β†’πŸ‡³πŸ‡¬
South Africa β†’ Nigeria
ZAR to NGN
Live
πŸ‡ΏπŸ‡¦β†’πŸ‡²πŸ‡Ό
South Africa β†’ Malawi
ZAR to MWK
Live
πŸ‡ΏπŸ‡¦β†’πŸ‡ΏπŸ‡Ό
South Africa β†’ Zimbabwe
ZAR to ZWL
Live
πŸ‡ΏπŸ‡¦β†’πŸ‡¨πŸ‡©
South Africa β†’ DR Congo
ZAR to CDF
Live
πŸ‡ΏπŸ‡¦β†’πŸ‡¬πŸ‡­
South Africa β†’ Ghana
ZAR to GHS
Live
πŸ‡¬πŸ‡§β†’πŸ‡³πŸ‡¬
United Kingdom β†’ Nigeria
GBP to NGN
Live
πŸ‡ΊπŸ‡Έβ†’πŸ‡³πŸ‡¬
United States β†’ Nigeria
USD to NGN
More corridors
coming soon
How it works

Four steps, start to delivered

01

Create your account

Sign up and verify your identity in minutes with Youverify. One check keeps every transfer protected.

02

Add a beneficiary

Save who you're sending to β€” bank account or mobile wallet β€” and reuse them next time.

03

Fund & send

Confirm the exact rate and total before you pay. No surprises after you hit send.

04

They get paid

Track your transfer to delivery and get notified the moment your money lands.

Friends and family gathered together outdoorsA family spending time together
Beyond the transaction

Connecting families, empowering lives.

Every transfer is more than money moving across borders β€” it's school fees paid, a business kept running, a family taken care of. Carry Go Pay exists to make sure your hard work reaches the people who matter, safely.

  • Encryption at every step
  • Verified recipients, every transfer tracked
  • Backed by licensed payout partners
Built to be trusted

Security that works quietly in the background

Verified from day one

Every account is identity-checked through Youverify before a single naira moves β€” protecting you and everyone you send to.

Licensed partners on the rails

Collections run through Flutterwave and FX & payout through Verto β€” regulated providers doing the moving, so you're on solid ground.

Fast, and accountable

Transfers move in minutes on live corridors, with rate limiting and a full audit trail guarding every account behind the scenes.

No hidden fees. Ever.

You'll always see the exact exchange rate and the total cost before you confirm a transfer β€” clearly, upfront, every single time.

  • The rate you see is the rate you get
  • Total cost shown before you pay
  • No charge until your transfer is confirmed

Become a Carry Go Pay agent

Bring your community on board and earn commission on every referral you sign up. Track your earnings and referral status from your own dashboard.

Join as an agent

FAST. SECURE. GLOBAL.

Your money, home in minutes.

Join Carry Go Pay and send across borders with confidence β€” verified, tracked, and delivered.

Get started free
Carry Go Pay

Fast, secure, cross-border money transfers into Africa β€” powered by licensed payment partners.

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Carry Go Pay provides its service through regulated, licensed payment partners: Flutterwave (collections) and Verto (foreign exchange and payout), with identity verification by Youverify. Carry Go Pay is not itself a licensed money transmitter and does not hold customer funds independently of its licensed partners. Exchange rates and any applicable fees are shown in full before you confirm each transfer.

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